Important Bad Credit Information

Bankruptcy vs. Debt Consolidation

Debt Consolidation vs. Bankruptcy

Excessive debt obligations have been an ongoing problem in this country for generations. The stagnant economy has certainly made it a more widespread issue than in recent decades. More individuals and families are finding themselves under staggering debt with no conceivable way to recover from the magnitude of their obligations. Unfortunately, … [Read More...]

Payday Loans

Utilizing Payday Loans Online

More than likely, if you are reading this article, you are also one of millions of Americans looking for a little monetary assistance in the form of a temporary ‘bail-out’ of your own. With the economy keeping most of us standing somewhere between that rock and the hard place, coming up with a viable option when the checking account balance … [Read More...]

Bad Credit Loans

Bad Credit Loan Options

The are quite a few individuals in this troubled economy that are certainly struggling to make their maxed-out budgets go a little further, and keep their repayment obligations as current and up to date as much as possible. Unfortunately there are those who have reached the end of their viable options, and consequently have fallen into the … [Read More...]

Loans And Your Credit Score

Understanding Your Credit Score

When a consumer decides to apply for any type of loan or credit card there is the compulsory task of completing the required application documents. However, the process goes far beyond the preliminary form-filling procedure. Lending institutions are going to delve deeper into the consumer’s background to ascertain their ability to make the … [Read More...]

Bad Credit Loans

Getting a Loan with Bad Credit

If you are among the many Americans suffering in the throes of having bad or less-than-perfect credit scores, take comfort in the fact that you are far from being alone. While it is certainly a given that getting your credit back on an even keel is a rather long and tedious voyage, especially after having been turned down for approval time after … [Read More...]

Bad Credit Tips


APR: Representative APRs range from 200% and 1386%. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon various factors, including, without limitation, the amount and cost of your loan, the term, repayment amounts and timing of payments. The range of values displayed represents the entire range of APRs associated with loans offered by our participating lenders. Some states have laws limiting the APR that the lender can charge you. However loans from a state with no such limiting laws, or loans from a bank not governed by state laws may have even higher APRs. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. By law, the lender must show you the APR before you enter into the loan. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.